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Mortgage Pre-Approval

If you are looking for a new home, be sure you are pre-approved. With a mortgage pre-approval, a licensed mortgage professional can do a more complete verification prior to sending you shopping for a home, and with that done, the dollar figure you are going shopping with is actually what you can spend.

Entering the realm of homeownership involves pivotal financial decisions, with obtaining pre-approval for a mortgage standing out as a crucial step. The mortgage professional you collaborate with assumes a central role in elucidating your affordability based on lender and insurer criteria. Furthermore, they offer valuable insights into interest rate options, mortgage terms, and the array of programs available in the market. At CCFS, our dedicated mortgage professionals ensure that you are well-informed and supported, guiding you through the pre-approval process with confidence.

Affordability Assessment 
Determine the home you can afford with precision through a thorough evaluation of your financial standing by our mortgage professionals.
Interest Rate Lock-In
Secure peace of mind by locking in an interest rate for 60-120 days, shielding yourself from potential rate increases and benefiting from reductions.
Rate Protection
Safeguard your financial plans with a locked-in interest rate that won't rise, providing stability even if market rates increase.
Pre-Approval Strategic Advantage
Gain a competitive edge in negotiations by being pre-approved, showcasing your financial readiness and confidence in securing financing.
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